Did you know that a UK couple has been unable to claim on their home insurance following a break in? Why, I hear you ask? Because they posted a few holiday snaps on social media while they were away!
This seems like complete and utter madness, but according to the company in question, the couple did not take ‘reasonable care’ to ensure that their property was safe and secure during their break by adding their holiday snaps to Facebook before they returned home.
Normally, when we think of ‘reasonable care’ when it comes to keeping our homes secure while we’re on holiday, we might close some of our blinds and double check that all windows and doors are firmly locked. Not for a moment would we ever think that a cheeky selfie in the airport bar could land us in big trouble should our homes be broken into while we’re away.
However, our home insurance companies don’t quite see things in the same light with many industry experts citing images of us lounging around by the pool on social media akin to hanging a giant sign outside our homes inviting burglars to try their luck.
According to The Telegraph, majority of burglars use social media to select victims and potential houses to target. Information may not just be in the form of holiday snaps of you but they have known to be looking for key information such as airport check-ins and photos of boarding passes.
Therefore, the Financial Ombudsman Service is warning social media users of the potential risks associated with sharing our details online to make sure that no-one else falls foul of this potential home insurance pitfall.
Here're a few tips on how to keep your home insurance company happy by sharing your holiday experiences on social media without adding undue risk to your home and your family, making them less vulnerable.